PMB Services Privacy Notice

Your Privacy Matters

At PMB Services, we value your trust and are committed to safeguarding your personal information. This Privacy Notice explains how we collect, use, and share your information—and how you can limit what we share.

Why Do We Collect Your Information?

Financial companies choose how they share your personal data. Federal law gives you the right to limit some of this sharing—but not all. We are required to share how we collect, use, and protect your personal information.

What We Collect

Depending on the product or service you have with us, we may collect and share:

  • Social Security number
  • Transaction history
  • Account balances
  • Employment and income information
  • Checking account information

How We Share Your Information

Reason for Sharing Does PMB Share? Can You Limit This?
For our everyday business purposes – to process transactions, maintain accounts, comply with legal requirements ✅ Yes ❌ No
For our marketing purposes – to offer our services to you ✅ Yes ❌ No
For joint marketing with other financial companies ❌ No 🚫 We don’t share
For our affiliates’ everyday business purposes – about your transactions & experiences ✅ Yes ❌ No
For our affiliates’ everyday business purposes – about your creditworthiness ✅ Yes ✅ Yes
For our affiliates to market to you ❌ No 🚫 We don’t share
For nonaffiliates to market to you ❌ No 🚫 We don’t share

How to Limit Sharing

You can limit certain sharing at any time:

Note: If you’re a new customer, we may begin sharing your information 30 days after this notice. If you’re no longer our customer, we continue to share as described, but you can contact us to limit this.

How We Protect Your Info

We use security measures that comply with federal law to protect your information. These include:

  • Computer safeguards
  • Secure files and buildings

How We Collect Info

We collect your information when you:

  • Open an account
  • Apply for a transaction
  • Provide income information
  • Provide account details
  • Pay us by check

We may also collect your info from credit bureaus, affiliates, or other companies.

Who’s Covered by This Notice?

PMB Services, Inc., along with these entities:

  • PMB Rentals, LLC
  • RTO Rentals, LLC
  • Merison’s, LLC
  • Sheds 365, LLC
  • Sheds 365 Sales, LLC
  • PMB Commercial Services, LLC
  • Eagle Buildings of TN
  • Market Street Sheds
  • Secure Portable Buildings

Definitions

  • Affiliates: Companies related by ownership or control.
  • Nonaffiliates: Companies not related by ownership or control (we don’t share with them).
  • Joint Marketing: Not applicable—PMB Services does not jointly market.

PMB Services, Inc. Privacy Policy for SMS Messaging

Effective Date:  May 26, 2025

Introduction

At PMB Services, Inc., your privacy is critically important to us. This SMS Messaging Privacy Policy explains how we collect, use, and protect your personal information when you opt into our SMS messaging program. By opting into our SMS service, you agree to the terms outlined below, which are in compliance with the latest 2024 regulations under the Telephone Consumer Protection Act (TCPA) and the Campaign Registry guidelines.

  1. Information We Collect

When you opt-in to receive SMS messages from us, we collect the following information:

  • Phone Number: The mobile number provided during the opt-in process.
  • Message Interaction Data: Includes information such as delivery status, response data, and message engagement rates.
  • Consent Data: We maintain records of when and how you provided consent to receive SMS messages, including the method of opt-in (e.g., web form, keyword, or verbal consent).

  1. How We Use Your Information

We use your information to:

  • Send text messages based on the preferences you indicated when opting in, such as, updates, notifications, and alerts.
  • Ensure compliance with federal regulations, including the TCPA.
  • Monitor and improve our SMS services by tracking engagement metrics.

Your information will only be used for the purpose specified at the time of opt-in and will not be used to send unrelated messages.

  1. One-to-One Consent Requirement

In line with FCC regulations (March 2024), your SMS opt-in applies to communications from PMB Services, Inc. and our companies of common ownership including: PMB Rentals, LLC; RTO Rentals, LLC; Merison’s LLC; Sheds 365, LLC; PMB Commercial Services, LLC;  Eagle Buildings of TN; Market Street Sheds; Secure Portable Buildings.

Your consent to receive SMS messages is specific to our companies and does not extend to third-party businesses or affiliates unless explicitly stated and separately agreed upon.

  1. Message Frequency and Data Rates

The SMS message frequency will vary but will not be more than1- 3 messages per day unless there is a notification event. Message and data rates may apply depending on your mobile carrier and plan. Please note that message and data rates may apply depending on your mobile carrier and plan. We encourage you to review your carrier’s terms for more details on messaging fees.

  1. Opt-Out Instructions

You can opt out of our SMS service at any time by replying with “STOP” to any message you receive from us. Once you opt out, you will immediately cease receiving further messages unless you opt back in. For help, you can reply with “HELP” or contact us directly at info@pmbrentals.com or 731-642-0006.

  1. Data Sharing and Disclosure

We will never share or sell your information to third parties for marketing purposes without your explicit consent. We may, however, share your information with trusted third-party service providers for the purpose of facilitating SMS delivery (e.g., telecommunications providers). All such parties are bound by strict confidentiality agreements and are prohibited from using your data for any purpose other than SMS delivery.

In compliance with Do Not Call (DNC) Registry regulations (2024), you have the right to register your number with the National DNC Registry. If you are on the DNC Registry, we will not send you promotional SMS messages unless you have provided express consent to do so.

  1. Security of Your Information

We take reasonable measures to protect the information you provide from unauthorized access, disclosure, or misuse. However, no system is completely secure, and we cannot guarantee the absolute security of your data during transmission or storage.

  1. Record-Keeping and Proof of Consent

As required by the TCPA and Campaign Registry guidelines, we maintain records of all opt-ins and opt-outs, including timestamps and the method of consent. These records are kept securely and may be used to demonstrate compliance with regulatory requirements if needed.

  1. Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be communicated via SMS or on our website. Continued use of our SMS service after any changes indicates your acceptance of the revised policy. Please check back periodically to stay informed of any updates.

  1. Contact Us

If you have any questions about this Privacy Policy or wish to update your SMS preferences, you can contact us at:

  • Email: info@pmbrentals.com
  • Phone: 731-642-0006
  • Address: 1075 Mineral Wells Ave., Paris, TN 38242

Links:

Key 2024 Compliance Elements:

  • One-to-One Consent: Consumers are only giving consent to receive messages from the specific business they opt into, not from multiple parties​
  • Clear Disclosures: The policy includes clear language about the nature of the messages, frequency, potential charges, and opt-out mechanisms​
  • Do Not Call Protections: The policy reflects the latest FCC guidance that DNC protections apply to SMS, making it clear that businesses must adhere to DNC regulations​
  • Data Sharing and Record-Keeping: Emphasizes the importance of maintaining proof of consent and clear guidelines on how data is shared for operational purposes.

This updated Privacy Policy example aligns with current 2025 TCPA and FCC guidelines, ensuring your business remains compliant while fostering transparency with consumers.